NewtekOne, established in 1998, recently acquired a manual, single branch New York City-based bank, and by utilizing technology, people, and process, has transformed what is now known as Newtek Bank, N.A. into what it believes is the first true technology-oriented bank with no branches, traditional bankers, brokers, or BDOs. Newtek Bank has opened 15,000 depository accounts remotely and is the largest SBA government guaranteed lender in the United States in the most recent full fiscal year. Come hear how they did it, and how you can do it, too.

Small businesses are demanding more from their financial partners—speed, insights, and seamless digital experiences. But too often, those needs are being met by fintechs and software platforms that package payments and business services together in ways traditional banks don’t.

In this session, we’ll explore how financial institutions can reclaim relevance by partnering with fintech infrastructure to power integrated, intelligent, and scalable small business solutions. We’ll show how modern platforms are enabling banks to deliver embedded commerce, real-time settlement, and unified banking and payment experiences—without overhauling their existing tech stacks.