While the SBA has expanded capital access for high-growth businesses, its recent rule changes could present challenges for banks. While SBA borrowers can now combine 7(a) and 504 loan limits for up to $10 million—double the previous limit—banks must now meet more rigorous SBA-specific loan guidelines, reducing underwriting flexibility.
This session explores the specific implications of the SBA’s rule changes and how they will affect national and community banks. Industry practitioners will examine what has changed in underwriting standards, program eligibility, and compliance requirements—and what banks need to do to stay out in front of the wide-ranging implications of the new rules in place. The discussion will address how the most forward-looking lenders are turning regulatory change into a competitive advantage, and what their new small business lending playbook looks like.
