The Small Business Financial Exchange (SBFE) is a trade association and data management company that aggregates and governs small business credit data from over 140 U.S. financial institutions. Through its secure “give-to-get” model, lenders contribute data and gain access - via licensed credit bureau partners - to advanced risk management tools for credit underwriting, risk assessment, and portfolio management. SBFE ensures strict data confidentiality and governance, supporting smarter lending decisions and strengthening the overall health of the small business credit ecosystem.